Our online loan, in brief
Do you want to finance a project or cover an unexpected expense? Our online credit service lets you submit your request quickly, without having to travel.
In a few minutes, you complete your online financing form and receive an initial decision in principle. If your file is accepted, you continue the process remotely with electronic signature and secure upload of your supporting documents.
The mission of Virxyd is to simplify every step of your online loan request, save you time and support you throughout your journey.
Main features
- Fixed or variable APR
- Borrowable amount from €500 to €75,000
- Repayment period from 12 to 72 months
Apply for online credit with Virxyd
Applying for online credit with Virxyd is simple, fast and fully digital. From your computer, tablet or smartphone, you can build your file in a few minutes, free of charge and with no commitment.
The steps of your request
- 1. Complete your request: Enter the desired amount, repayment period and your information.
- 2. Receive a decision in principle: Once submitted, you receive an immediate response.
- 3. Finalize your file: Sign electronically and send your documents through the secure area.
- 4. Receive the funds: After validation, the funds are paid into your account.
How much does an online loan cost?
The cost of an online loan varies according to several parameters, including APR, borrowed amount and repayment period.
| Duration | Best fixed APR rate | Monthly payments | Total credit cost |
|---|---|---|---|
| Over 12 months | 0.90% | €837.38 | €48.56 |
| Over 36 months | 7.39% | €309.46 | €1,140.56 |
| Over 60 months | 4.90% | €187.77 | €1,266.20 |
| Over 72 months | 6.99% | €169.41 | €2,197.52 |
Documents to provide
There is no credit without any supporting document. Commonly requested documents are:
- A valid identity document
- A recent proof of address
- Your latest income documents (payslips, tax notice)
- A bank account statement (RIB)
Ready to make your project happen?
Get an immediate decision in principle by filling out our secure form.
